"There is an overdue payment under your name. Please, settle your debts ASAP" Email Scam

The "There is an overdue payment under your name. Please, settle your debts ASAP" email is a scam that attempts to deceive you into believing that your device has been infected with malware and then threatens to make your data public. In reality, you have not been hacked and this is nothing more than a ploy to get you to send Bitcoins to the scammers. This is simply a new version of an old scam which is commonly referred to as “sextortion”.

If you have received this email, it is best to delete it and never pay the ransom they are asking for. The message and its contents are completely false and should not be taken seriously.

The complete text of the scam reads as follows:

Subject: There is an overdue payment under your name. Please, settle your debts ASAP.

Hi!

Sadly, there are some bad news that you are about to hear.
About few months ago I have gained a full access to all devices used by you for internet browsing.
Shortly after, I started recording all internet activities done by you.

Below is the sequence of events of how that happened:
Earlier I purchased from hackers a unique access to diversified email accounts (at the moment, it is really easy to do using internet).
As you can see, I managed to log in to your email account without breaking a sweat: (XXXXXX@listserv.cuhk.edu.hk).

Within one week afterwards, I installed a Trojan virus in your Operating Systems available on all devices that you utilize for logging in your email.
To be frank, it was somewhat a very easy task (since you were kind enough to open some of links provided in your inbox emails).
I know, you may be thinking now that I’m a genius.

With help of that useful software, I am now able to gain access to all the controllers located in your devices (e.g., video camera, keyboard, microphone and others).
As result, managed to download all your photos, personal data, history of web browsing and other info to my servers without any problems.
Moreover, I now have access to all accounts in your messengers, social networks, emails, contacts list, chat history – you name it.
My Trojan virus continues refreshing its signatures in a non-stop manner (because it is operated by driver), hence it remains undetected by any antivirus software installed in your PC or device.

So, I guess now you finally understand the reason why I could never be caught until this very letter…

During the process of your personal info compilation, I could not help but notice that you are a huge admirer and regular guest of websites with adult content.
You endure a lot of pleasure while checking out porn websites, watching nasty porn movies and reaching breathtaking orgasms.
Let me be frank with you, it was really hard to resist from recording some of those naughty solo scenes with you in main role and compiling them in special videos that expose your masturbation sessions, which end with you cumming.

In case if you still have doubts, all I need is to click my mouse and all those nasty videos with you will be shared to friends, colleagues, and relatives of yours.
Moreover, nothing stops me from uploading all that hot content online, so all public can watch it too.
I sincerely hope, you would really not prefer that to happen, keeping in mind all the dirty things you like to watch, (you certainly know what I mean) it will completely ruin your reputation.

However, don’t worry, there is still a way to resolve this:
You need to carry out a $1490 USD transfer to my wallet (equivalent amount in bitcoins depending on exchange rate at the moment of funds transfer), hence upon receiving the transaction, I will proceed with deleting all the filthy videos with you in main role.
Afterwards, we can forget about this unpleasant accident. Furthermore, I guarantee that all the malicious software will also be erased from your devices and accounts.
Mark my words, I never lie.

That is a great bargain with a low price, I assure you, because I have spent a lot of effort while recording and tracking down all your activities and dirty deeds during a long period of time.
In case if you have no idea how to buy and transfer bitcoins – feel free to check the related info on the internet.

Here is my bitcoin wallet for your reference: 1K8g3n8Z9t265pMYuhpKc8jfmPS6cY7Qcr

From now on, you have only 48 hours and countdown has started once you opened this very email (in other words, 2 days).

The following list contains things you should definitely abstain from doing or even attempting:

Abstain from trying to reply this email (since the email is generated inside your inbox alongside with return address).
Abstain from trying to call or report to police or any other security
services. In addition, it’s a bad idea if you want to share it with
your friends,
hoping they would help. If I happen to find out (knowing my awesome skills, it can be done effortlessly, because I have all your devices and accounts under my control and unceasing observation) – kinky videos of yours will be share to public the same day.
Abstain from trying to look for me – that would not lead anywhere either. Cryptocurrency transactions are absolutely anonymous and cannot be tracked.
Abstain from reinstalling your OS on devices or throwing them away.
That would not solve the problem as well,
since all your personal videos are already uploaded and stored at remote servers.

Things you may be confused about:

That your funds transfer won’t be delivered to me.
Chill, I can track down any transactions right away, so upon funds transfer I will receive a notification as well, since I still control your devices (my trojan virus has ability of controlling all processes remotely, just like TeamViewer).
That I am going to share your dirty videos after receiving money transfer from you.
Here you need to trust me, because there is absolutely no point to still bother you after receiving money.
Moreover, if I really wanted all those videos would be available to public long time ago!

I believe we can still handle this situation on fair terms!

Here is my last advice to you… in future you better ensure you stay away from this kind of situations!
My advice – don’t forget to regularly update your passwords to feel completely secure.

It is important to remember that these types of scams exist in order to take advantage of people who may not be aware of how cybercriminals operate. Therefore, it is essential that everyone takes steps to protect themselves from such threats by keeping their devices secure and being mindful of any suspicious emails or messages they receive online.

What are the top three signs an unsolicited email is a scam?

1. The email is from an unknown sender or contains a suspicious link. If you receive an unsolicited email from someone you don’t know, or if it contains a link that looks suspicious, it is likely a scam.
2. The email contains urgent language or threats. Scammers often use urgent language to try and pressure people into taking action quickly without thinking it through. They may also threaten to release sensitive information if the recipient does not comply with their demands.
3. The email requests personal information or payment in exchange for something of value. Legitimate companies will never ask for your personal information such as passwords, credit card numbers, or bank account details via email. Similarly, they will not offer something of value in exchange for payment via an unsolicited email.